The Journey Toward Mastery
“Most assume mastery is an end result, but at its core, mastery is a way of thinking, a way of acting, and a journey that you experience.” – Gary Keller
Certified Private Wealth Advisor – Michael J. Sedam, Ryan M. Evans
The CPWA® certification is an advanced education and certification program for financial advisors who work with high-net-worth clients on the life-cycle of wealth: accumulation, preservation, and distribution.
Master of Science in Financial Services – Michael J. Sedam
The Master of Science in Financial Services is an accredited graduate degree program. The MSFS provides advisors with in-depth education for analyzing, planning, and implementing complex integrated financial planning strategies. Mike’s MSFS degree included a Concentration in Legacy Planning and required additional graduate coursework in advanced estate and generational wealth transfer planning.
Certified Financial Planner™ – Ryan M. Evans, Andrew DiValentino
The CFP® certification is generally recognized as the highest standard in personal financial planning. The CFP® certification demonstrates a deep knowledge and commitment to personal financial planning.
Chartered Advisor in Philanthropy – Michael J. Sedam
The CAP® credential is for financial and nonprofit professionals focused on the best strategies for philanthropic planning. In addition to mastering the financial details involved in different forms of charitable giving, CAP® designees gain critical interpersonal skills needed to guide clients and donors from philanthropic aspiration to positive social impact.
Accredited Estate Planner – Michael J. Sedam
The AEP® designation is a graduate level specialization in estate planning, obtained in addition to already recognized professional credentials within the various disciplines of estate planning. It is awarded by the National Association of Estate Planners & Councils (NAEPC) to recognize estate planning professionals who meet stringent requirements of experience, knowledge, education, professional reputation, and character.
Retirement Income Certified Professional – Michael J. Sedam, Ryan M. Evans
The RICP® designation teaches advisers techniques and best practices used to create sustainable streams of retirement income. The education covers retirement income planning, maximizing Social Security and other income sources, minimizing risks to the plan, and managing portfolios during the asset distribution phase.
Chartered Financial Consultant – Michael J. Sedam
The ChFC® designation has been a mark of excellence for more than thirty years and currently requires nine college-level courses; the most of any financial planning credential. Average study time to earn the ChFC® exceeds 450 hours. Required courses cover extensive education and application training in financial planning, income taxation, investments, and estate and retirement planning. Additional electives are chosen from such topics as macroeconomics, financial decisions for retirement, and executive compensation. ChFC® designees must meet experience and continuing education requirements and adhere to a high ethical standard.
Chartered Life Underwriter – Michael J. Sedam
Since 1927, the CLU® has been the respected risk management credential for advisors. Designees have completed eight or more college-level courses representing an average study time of 400 hours. Topics for required courses include insurance and financial planning, life insurance law, estate planning, and planning for business owners and professionals. Elective courses include such advanced topics as income taxes, group benefits, retirement planning, and health insurance. CLU® designees must meet experience and continuing education requirements and must adhere to a high ethical standard.